In the year 2026, FHA loan limits in the county of Tega-Cay, which is part of York, SC, are structured as follows: a single-family home loan is capped at $356,362, for properties with 2-units the limit is $456,275, for those with 3-units it's $551,500, and for 4-unit homes, the allowance reaches $685,400.
When it comes to conventional loans, the maximum allowed amount for a single-family residence is set at $548,250. For homes with 2-units, it's $702,000, rising to $848,500 for 3-units, and reaching $1,054,500 for 4-unit homes.
You may use our FHA calculator to find today's best FHA rates and assess necessary elements like downpayment, income, credit standing, reserves, and documents required for qualification.
The Lendersa® calculator empowers you to align FHA rates and terms with those of other loan programs. This includes delving into, juxtaposing, and exploring options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in comparison with FHA.
Lendersa® rapidly collects data from a vast array of lenders, enabling seconds-fast comparisons against your personal financial profile and needs.
The Loan Limits Comparison Table for 2026 in Tega-Cay county of York, SC, outlines and compares the maximum loan amounts available for diverse loans. These include FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages (HECM), and hard money loans. For thorough assessments of qualification criteria such as income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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