FHA Loan Max Loan amount for Rock-Hill, York County, SC in 2023

In 2025, FHA loan limit in Rock-Hill county of York, South Carolina is $356,362 for a single-family home, $456,275 for 2-units, $551,500 for 3-units, and $685,400 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $548,250, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Lendersa® calculator enables you to compare FHA rate & terms with all other loan programs rate & terms. Explore and compare, Conventional loans, Jumbo loans, Va, USDA, Non-Qm, and hard money loans, with FHA.

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Loan Limits Comparison Table for 2025 in Rock-Hill county of York, South Carolina compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Rock-Hill county of York, SC

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Dolfin Home Loans LLC
  • 227 West 4th Street, Suite 107, Charlotte, NC, 28202
  • Established in 2019, Dolfin Home Loans is an independent mortgage brokerage that offers diverse mortgage options to consumers located in North Carolina, South Carolina, Florida, and Virginia. Dolfin Home Loans is excited to be the smarter choice for consumers looking for unbiased consultation, wholesale mortgage rates,
  • BlackHawk Mortgage LLC
  • 615 South College Street, Suite 09, Charlotte, NC, 28202
  • BlackHawk Mortgage is a Veteran owned company founded to provide an easier way to obtain home ownership. We are located in Charlotte, NC, we pride ourselves on client satisfaction and a stress free process. The key to our early on success has been a combination of consistently offering the lowest possible rates.
  • Lendexa Mortgage LLC
  • 227 W 4th Street, Office 123, Charlotte, NC, 28202
  • Lendexa Mortgage LLC is a Mortgage Broker and not empowered to lend. All loans are arranged through third party lenders. LENDEXA MORTGAGE LLC is in the Mortgage Bankers and Loan Correspondents industry in Charlotte, North Carolina. This company currently has approximately 1 to 5 employees.
  • Advantage Rate Mortgage LLC
  • 9912 Monroe Road, Suite 202, Matthews, NC, 28105
  • Advantage Rate Mortgage has the ability to customize our mortgage offerings to best meet our customers needs. We partner with several different lenders so we can offer a large variety of products and rates for our customers vs. a big bank approach that only offers limited programs and terms.
  • Lowery Financial LLC
  • 6116 North Tryon Street, Suite B, Charlotte, NC, 28213
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Lane Lending Inc
  • 5736 North Tryon Street, Suite 201E, Charlotte, NC, 28213
  • Lane Lending Inc. is a mortgage brokerage based in Charlotte, NC. Licensed in NC and SC, we specialize in offering residential lending solutions for purchase and refinance transactions. With access to hundreds of lenders and programs, Lane Lending Inc. ensures you feel confident that you will always get the best rate.
  • LKN Capital Mortgage Inc
  • 105 Landings Drive, Suite 205, Mooresville, NC, 28117
  • We are a team of mortgage professionals who share a vision of integrity, speed and customer service to our clients and to each other. We are successful, experienced Loan Officers and Industry Veterans with decades of combined experience in the realm of real estate & financing and LKN Capital Mortgage have worked together for many years.
  • Associated Mortgage Services, Inc
  • 481 South Pine St., Spartanburg, SC, 29302
  • The Associated Mortgage Services Inc team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing.
  • Freedom Lending, LLC
  • 146 N. 4th Street, Albemarle, NC, 28002
  • Freedom Lending, LLC. makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the information, products, services, or related graphics contained in/on this website for any purpose and will not be liable for any loss or damage