For the year 2026, the FHA loan limit in Rock-Hill within York, SC is set at $356,362 for a single-family home. For properties with two units, the limit is $456,275. For three-unit homes, it is $551,500, and for four-unit homes, the maximum is $685,400.
When it comes to conventional loans, the maximum loan amount for a single-family residence is $548,250, increasing to $702,000 for two-unit dwellings, $848,500 for three units, and $1,054,500 for four units.
Use our FHA calculator to find the most competitive FHA rates available today, and calculate the required down payment, income, credit, reserves, and necessary documents to qualify.
The Lendersa® calculator is designed to help you compare FHA rates and terms with those of other loan programs. You can examine options for Conventional loans, Jumbo loans, VA loans, USDA loans, Non-QM loans, and hard money loans against FHA.
Lendersa® swiftly collects loan program data from numerous lenders, aligning it with your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 within York, SC provides a side-by-side comparison of maximum loan amounts, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For detailed comparisons of qualification criteria like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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