2026 FHA (Government Loans) Limits for Newport, York County, South Carolina

For the year 2026, FHA loan limits in Newport county in York, SC are established at $472,030 for a single-family home, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit dwellings.

The cap on conventional loan amounts is set at $726,200 for a single-family residence, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four-unit properties.

Leverage our FHA calculator to discover top FHA rates available today, and to calculate the necessary downpayment, income, credit score, reserves, and documentation required for qualification.

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Lendersa® calculator facilitates the comparison of FHA rates and conditions with those of other loan programs. Delve into and assess options like Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans alongside FHA.

With data sourced from thousands of lenders, Lendersa® quickly compares offerings tailored to your distinct financial profile and needs.

The Loan Limits Comparison Table for 2026 within Newport county, York, SC, allows you to contrast maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. For assessing qualification requirements such as income, reserves, and credit, use Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).

Loan limits Newport county of York, SC

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Newport FHA Lenders

  • Carolina Capital Management
  • 234 Johnston St., Rock Hill, SC, 29730
  • Lends in South Carolina
  • Carolina Hard Money is a commercial loan broker company serving the needs of the Real Estate Investor borrower who are striving to build wealth and generate income for themselves and for their families. We offer “hard money rehab loans” for investors only in “North Carolina and South Carolina”. As part of our business practices, we also serve as co

  • GreenStar Home Loans Inc
  • 2950 Old Nation Road, Suite 6, Fort Mill, SC, 29715
  • Lends in South Carolina
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.

  • Carolina’s Premier Mortgage Corp
  • 238 Rockmont Drive, Fort Mill, SC, 29715
  • Lends in South Carolina
  • Carolina’s Premier Mortgage Corp. is a local Team of Mortgage Specialists committed to helping you find the right mortgage product for your needs. Licensed in North Carolina and South Carolina for Residential Mortgages and worldwide for Commercial financing. We understand that every borrower is different

  • C&F Mortgage Corporation
  • 111 Clebourne Street, Suite 200-F, Fort Mill, SC, 29715
  • Lends in South Carolina
  • C&F Mortgage, rest assured we are focused on you. C&F was built on the simple truth that when we pay attention to people & the community,we can make a difference.We are a trusted local lender with industry knowledge & experience focused on your success.It’s our mission to provide the tools,resources & expertise you need to build a successful career

  • Capital South Funding LLC
  • 4609 Charlotte Highway, Suite 4, Lake Wylie, SC, 29710
  • Lends in South Carolina
  • Capital South Funding is a full service mortgage company focused on providing wholesale interest rates and superior customer service. Capital South Funding offers home financing throughout North Carolina and South Carolina. As a family owned company with little overhead, they can pass along the savings to you.

  • Sage Home Loans
  • 1091 Red Ventures Drive, Suite 300, Fort Mill, SC, 29707
  • Lends in South Carolina
  • OUR PROMISE
    We're here to help you
    confidently make smarter decisions about financing your home.

    Our Values
    Buying and refinancing a home should be clear and straightforward.

    An approachable home financing process requires expert guidance.

    Modern home financing problems deserve updated solutions.

  • Founders Mortgage
  • 5300 Cureton Ferry Road, Catawba, SC, 29704
  • Lends in South Carolina
  • The Department of Veterans Affairs offers a loan guaranty program to veterans, current military members, and their families to assist them in becoming home owners during or after their time of military service. This program was begun in 1944 to aid returning service members who had fought in World War II. During the past seventy-plus years.

Also lends in South Carolina

  • Noso Funding LLC
  • 10700 Sikes Place, Suit 310, Charlotte, NC, 28277
  • As an experienced loan officer Ricky Young have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal, and I am committed to providing my customers with mortgage services that exceed their expectations.

  • Carolina Mortgage Firm Inc
  • 3440 Toringdon Way, Suite 247, Charlotte, NC, 28277
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Premier Lending, Inc
  • 3420 Toringdon Way, Suite 220, Charlotte, NC, 28277
  • Founded in 2009 in Charlotte, NC, with the aim of making a difference in the lives of our clients, Premier Lending, Inc.helps make the dream of owning a home a reality for everyone.By partnering with us, you can trust in what we like to call The Premier Promise.Keys in hand in 21 days! With upfront underwriting, a streamlined assembly line approach