During the year 2026, the FHA loan limits for properties located in Greer county, within Greenville of SC, are specified as follows: $472,030 for any single-family home, $604,400 for homes with two units, $730,525 for three-unit dwellings, and $907,900 for properties that include four units. These values represent the top loan amount eligible under FHA guidelines based on property type.
For conventional loans, the highest possible loan amount for a single-family residence is $726,200. For homes containing two units, this increases to $929,850, goes up to $1,123,900 for properties with three units, and reaches a maximum of $1,396,800 if there are four units involved. These figures set the standard for maximum financing limits given different home sizes through conventional lending avenues.
To identify today’s most competitive FHA rates and understand the downpayment, income level, credit health, reserves, and necessary documentation for qualification, utilize our intuitive FHA calculator.
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With the robust Lendersa® calculator, you gain the ability to evaluate FHA rates and terms alongside those from other loan programs. Engage in a detailed exploration across various lending options, such as Conventional loans, Jumbo loans, VA loans, USDA loans, Non-QM loans, and hard money loans, assessing them thoroughly with FHA choices.
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The Loan Limits Comparison Table for 2026 in Greer county within Greenville, SC, offers a comprehensive side-by-side comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To delve into qualification criteria such as income, reserves, and credit needs, utilize the powerful tool known as the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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