As of 2026, the FHA loan limits in the county of Woodruff, Spartanburg, SC, are set at $472,030 for a single home, $604,400 for two units, $730,525 for three units, and $907,900 for four-unit properties.
Conventional loans offer maximum amounts of $726,200 for single-family homes, $929,850 for two units, $1,123,900 for three, and $1,396,800 for four-unit residences.
Our FHA calculator can help you find today's top FHA rates and determine necessary downpayment, along with required income, credit, reserves, and documents for qualification.
The Lendersa® calculator allows comparison of FHA loan terms with those of other loan programs. Compare FHA with Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
By accessing data from countless lenders, Lendersa® quickly compares it with your financial profile and needs.
For 2026, the Loan Limits Comparison Table in Woodruff county, Spartanburg, SC covers FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Compare qualification criteria like income, reserves, and credit with Lendersa® SLIQ™.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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