In 2025, the FHA loan limits for Roebuck county in Spartanburg, SC are set at $472,030 for a single-family home. For properties with two units, the limit is $604,400; it increases to $730,525 for three units, and reaches $907,900 for four-unit buildings.
The maximum conventional loan amount for a single-family residence starts at $726,200. For two-unit homes, the cap is $929,850, goes up to $1,123,900 for three-unit properties, and peaks at $1,396,800 for four-unit homes.
Utilize our FHA calculator to discover the best FHA rates available today and determine the necessary downpayment, evaluate income, credit, reserves, and gather the required documents for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan options. Delve into and assess offers like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA selections.
Lendersa® aggregates comprehensive loan program data from thousands of lenders, ensuring rapid comparisons tailored to your specific financial profile and needs.
The Loan Limits Comparison Table for 2025 in Roebuck county, Spartanburg, SC provides insights into maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification criteria such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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