FHA Loan Limits for Duncan, Spartanburg County, SC in 2023

In 2025, FHA loan limit in Duncan county of Spartanburg, South Carolina is $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $726,200, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Lendersa® calculator enables you to compare FHA rate & terms with all other loan programs rate & terms. Explore and compare, Conventional loans, Jumbo loans, Va, USDA, Non-Qm, and hard money loans, with FHA.

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Loan Limits Comparison Table for 2025 in Duncan county of Spartanburg, South Carolina compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Duncan county of Spartanburg, SC

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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  • Loan Pronto Inc
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  • Loan Pronto because we wanted to make refinancing or purchasing your home as easy as it should be. By leveraging the speed and efficiency of digital platforms, we make getting a loan faster, less expensive, and less invasive, without sacrificing the personal service that helps put your concerns at ease.
  • Dolfin Home Loans LLC
  • 227 West 4th Street, Suite 107, Charlotte, NC, 28202
  • Established in 2019, Dolfin Home Loans is an independent mortgage brokerage that offers diverse mortgage options to consumers located in North Carolina, South Carolina, Florida, and Virginia. Dolfin Home Loans is excited to be the smarter choice for consumers looking for unbiased consultation, wholesale mortgage rates,
  • BlackHawk Mortgage LLC
  • 615 South College Street, Suite 09, Charlotte, NC, 28202
  • BlackHawk Mortgage is a Veteran owned company founded to provide an easier way to obtain home ownership. We are located in Charlotte, NC, we pride ourselves on client satisfaction and a stress free process. The key to our early on success has been a combination of consistently offering the lowest possible rates.
  • Lendexa Mortgage LLC
  • 227 W 4th Street, Office 123, Charlotte, NC, 28202
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  • Uwharrie Bank
  • 141 Providence Rd, Charlotte, NC, 28207
  • Uwharrie Bank exists for the same reasons that any bank exists. But our story is so much more than that. We’re more than a collection of services and accounts. We’re people. We’re conversations. We’re ears to listen and hearts full of helpful advice. We believe that by doing our jobs just a little bit better
  • Piedmont Financial Services LLC
  • 322 Lamar Avenue, Suite 300, Charlotte, NC, 28204
  • Piedmont Financial is a customer service and price-driven mortgage company focused on providing clients with the best possible mortgage product for their needs at the lowest possible margin. We're a regional lender currently operating in North Carolina, South Carolina, Virginia, Georgia and Alabama.
  • Neighborhood Lender
  • 1200 East Morehead Street, Suite 290, Charlotte, NC, 28204
  • At Neighborhood Lender, we're creating a new kind of mortgage experience - one that has less stress, less paperwork, and no closing costs. We're a small team of mortgage professionals who put our customers'​ needs first. We can beat the banks, because we're committed to finding the best mortgage and refinancing options available.