For 2026, the FHA loan limit in Hot-Springs county of Fall River, SD is $356,362 for single-family homes, with limits of $456,275 for two-units, $551,500 for three-units, and $685,400 for four-units.
Conventional loan maximums are set at $548,250 for a single-family residence. For duplexes, the limit is $702,000, $848,500 for triplexes, and reaches $1,054,500 for four-units.
Check today's top FHA rates using our calculator, and find out the down payment, income, credit holding, reserves, and documentation needed for qualification.
The Lendersa® calculator helps you compare rates and terms for FHA against a variety of other loan programs, like conventional, jumbo, VA, USDA, non-QM, and hard money loans.
Lendersa® sources data from thousands of lenders, swiftly aligning it with your financial profile and needs.
For 2026, view the Loan Limits Comparison Table in Hot-Springs county of Fall River, SD, which compares the maximum loan limits for FHA, conventional, jumbo, USDA, VA, non-QM, and other loan types. For a detailed look at qualifications like income, reserves, and credit required, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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