For the year 2025, the FHA loan limits set for Box-Elder county, nestled in Pennington, SD, are as follows: $356,362 for a single-family dwelling, $456,275 for two-unit homes, $551,500 for triplexes, and $685,400 for properties with four units.
Conversely, conventional loan ceilings are $548,250 for a single-family unit. For residences accommodating two, three, or four families, the amounts are $702,000, $848,500, and $1,054,500, respectively.
To uncover the finest FHA rates available today, leverage our FHA calculator. It will help in calculating necessary down payments, income prerequisites, credit criteria, reserve amounts, and required documentation for qualification.
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The Lendersa® tool is designed to assist you in comparing the rates and terms associated with FHA loans to those of various other financing programs. Engage in an exploration to contrast Conventional, Jumbo, VA, USDA, Non-QM, and hard money options alongside FHA loans.
Lendersa® compiles a wealth of loan program data from countless lenders, processing it within moments to align with your distinct financial profile and demands.
A comprehensive Loan Limits Comparison Table for 2025 in Box-Elder county within Pennington, SD, facilitates side-by-side evaluations of maximum loan amounts across a spectrum including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For those seeking to understand eligibility benchmarks such as income, reserves, and credit standing, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is available for your use.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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