For 2026, the FHA loan limit in Lead county of Lawrence in SD is established at $472,030 for a single-family home. For properties with two units, the limit is $604,400, whereas three-unit properties have a limit of $730,525, reaching $907,900 for those with four units.
Conversely, the cap on conventional loans for a single-family residence is $726,200. For two-unit homes, it increases to $929,850, $1,123,900 for those with three units, and $1,396,800 for four-units.
Make use of our FHA calculator to determine today’s most competitive FHA rates and ascertain the down payment, income, credit, reserves, and necessary documents required for qualification.
Lendersa®'s calculator allows you to compare FHA rates and terms with those of all other loan programs. Discover and compare rates for conventional loans, jumbo loans, VA loans, USDA loans, non-QM loans, and hard money loans alongside FHA.
Lendersa® swiftly gathers loan program data from a vast array of lenders, analyzing it in seconds against your personal financial profile and specific needs.
In 2026, the Loan Limits Comparison Table in Lead county of Lawrence, SD compares maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgages (HECM), and hard money options. To evaluate qualifications like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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