In the year 2026, the FHA loan limit for Sturgis county, within Meade, SD, is set as follows: a single-family home has a limit of $472,030; for 2-units, the cap is $604,400; for 3-units, it's $730,525; and for 4-unit properties, the limitation reaches $907,900.
Regarding conventional loans, the maximum amount for a single-family residence is $726,200. If you're looking at homes with 2 units, the maximum is $929,850; for properties with 3 units, it is $1,123,900; and for those with 4 units, it goes up to $1,396,800.
Our FHA calculator is available to help you find today's best FHA rates and assess necessary details like downpayment, income, credit requirements, reserves, and needed documents for qualification.
Review and compare loan offers from a selection of 100 different lenders
The Lendersa® calculator facilitates comparisons between FHA rates and terms and those of other loan programs. This allows you to explore options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® retrieves extensive data from thousands of lenders and quickly aligns it with your financial profile and specific requirements.
The Loan Limits Comparison Table for 2026 provides a clear view of the maximum loan amounts available in Sturgis county, part of Meade, SD, across various lending options. These include FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria such as income, reserves, and credit details, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
Sturgis FHA Lenders |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
