In the year 2026, the FHA loan limit for Sturgis county, within Meade, SD, is set as follows: a single-family home has a limit of $472,030; for 2-units, the cap is $604,400; for 3-units, it's $730,525; and for 4-unit properties, the limitation reaches $907,900.
Regarding conventional loans, the maximum amount for a single-family residence is $726,200. If you're looking at homes with 2 units, the maximum is $929,850; for properties with 3 units, it is $1,123,900; and for those with 4 units, it goes up to $1,396,800.
Our FHA calculator is available to help you find today's best FHA rates and assess necessary details like downpayment, income, credit requirements, reserves, and needed documents for qualification.
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The Lendersa® calculator facilitates comparisons between FHA rates and terms and those of other loan programs. This allows you to explore options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
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The Loan Limits Comparison Table for 2026 provides a clear view of the maximum loan amounts available in Sturgis county, part of Meade, SD, across various lending options. These include FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria such as income, reserves, and credit details, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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