In 2026, FHA loan limits in North-Sioux-City county of Union, SD are $356,362 for single-family homes, $456,275 for two-unit structures, $551,500 for three-units, and $685,400 for properties with four units.
Maximum loan amounts for conventional loans are $548,250 for a single-family residence, $702,000 for two-unit homes, $848,500 for three-unit properties, and $1,054,500 for those with four units.
Use our FHA calculator today to find the best available rates and assess the required down payment, income, credit, reserves, and documentation for qualification.
The Lendersa® calculator enables comprehensive comparisons of FHA rates and terms with other loan programs, including conventional, jumbo, VA, USDA, non-QM, and hard money loans.
Lendersa® quickly aggregates extensive loan data from myriad lenders, aligning them with your unique financial profile and requirements.
For 2026, the Loan Limits Comparison Table in North-Sioux-City county, Union, SD allows for comparison of maximum amounts across various loans: FHA, Conventional Conforming, Jumbo, USDA, VA, non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For insights into qualification criteria like income, reserves, and credit, use the advanced Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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