2026 FHA (Government Loans) Limits for Arlington, Shelby County, Tennessee

For 2026 in the county of Shelby, TN, the FHA loan limits for Arlington are as follows: $472,030 for a single-family residence, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-plex properties.

Conventional loan amounts cap at $726,200 for single-family homes; for duplexes, the limit is $929,850; for triplexes, it's $1,123,900, and for four-unit properties, it's set at $1,396,800.

Utilize our FHA calculator to access today's premier FHA rates and calculate required specifics like downpayment, income levels, credit standing, reserves, and necessary documentation for qualification.

Examine loan offers from over 100 different lenders

Contrast Your Loan Alternatives in Arlington, TN

The Lendersa® calculator empowers you to examine FHA rates and terms alongside those from various loan schemes including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® swiftly compiles loan data from thousands of lending institutions and aligns it with your particular financial profile and intentions.

In the Loan Limits Comparison Table for 2026 in Arlington county of Shelby, TN, review and compare the maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM, and hard money offerings. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess eligibility criteria, including income, credit, and reserve requirements.

Loan limits Arlington county of Shelby, TN

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Prime Choice Funding, Inc
  • 17852 17th St, Suite 107, Tustin, CA, 92780
  • Lends in Tennessee
  • Prime Choice Funding, Inc, headquartered in California, PCF has been providing quality home loans since 2007. We have a proven track record and serve the lending needs of homeowners throughout the US. We have access to a full range of mortgage resources and are committed to finding the right loan for the customer.

  • AmWest Funding Corp
  • 6 Pointe Drive, Suite 300, Brea, CA, 92821
  • Lends in Tennessee
  • AmWest Funding Corp. was originally founded in 1995. The organization is driven by a highly successful management team possessing an average of two decades of experience among its core leadership. Focused on providing home loans responsibly throughout the communities we serve exceptional customer experience for you and your client.

  • American Financial Network, Inc.
  • 10 Pointe Drive, Brea, CA, 92821
  • Lends in Tennessee
  • As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstanding mortgage banking firm by serving the lending needs of real estate professionals

  • Brave Mortgage, Inc
  • 2101 Business Ctr Dr. Ste 230, Irvine, CA, 92612
  • Lends in Tennessee
  • We offer creative financing that includes DSCR, bridge, short term and long term financing for all investor/business purpose nationwide. We service all property types including, but not limited to, industrial, retail, mixed use, multifamily, and single family. Fast turn times and competitive rates.

  • LoanStream Mortgage
  • 19000 MacArthur Blvd, Suite 200, Irvine, CA, 92612
  • Lends in Tennessee
  • We are here to serve our customers and deliver on our promises. Everything we do is focused on helping our real estate agents and customers get the financing they need in the time they need it. Our mission is to always deliver on our promises and be the innovator and leader in the mortgage industry.

  • LoanStream Mortgage
  • 19000 MacArthur Blvd, Suite 200, Irvine, CA, 92612
  • Lends in Tennessee
  • LoanStream Wholesale is a full-service Mortgage Banker, dedicated to serving the needs of Mortgage Brokers for all prime and non-prime lending needs. With great rates and fantastic service, we are focused on being the "one"​ lender and the last lender you will ever need. Over 30 years of mortgage banking experience

  • Wells Fargo
  • 2030 Main Street, Irvine, CA, 92614
  • Lends in Tennessee
  • Step 1: Prequalify
    Getting prequalified lets you know how much you can borrow, and lets sellers know you can back up your offer.
    Step 2: Shop
    Current Wells Fargo customers have exclusive access to a one-stop real estate shopping
    tool.1 Start your home search now.
    Step 3: Apply
    Once you've found a home, it's time to submit a mortgage applicati

  • West Capital Lending
  • 24 Executive Park, Ste 250, Irvine, CA, 92614
  • Lends in Tennessee
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Val-Chris Investments, Inc.
  • 2601 Main Street, Suite 400, Irvine, CA, 92614
  • Lends in Tennessee
  • Specializing in both residential and commercial loans for borrowers and brokers, as well as trust deed purchases to the investor community. Our tremendous access to lenders allows us to make certain our borrowers get the best loans possible many repeat customers attest to this unique benefit, and to our integrity and dedication.

  • Carrington Mortgage Services, LLC
  • 1600 South Douglass Road, Suites 110, Anaheim, CA, 92806
  • Lends in Tennessee
  • Founded in 2003,Carrington is a holding company whose primary businesses work in sync with one another to provide a broad range of real estate services encompassing nearly all aspects of single family residential real estate transactions in the USA. We work diligently for the benefit of the many borrowers, homebuyers and investors we serve.

  • The Home Loans Company
  • 1550 S Anaheim Blvd, Suite D, Anaheim, CA, 92805
  • Lends in Tennessee
  • The Home Loans Co, based in Anaheim, is your trusted partner for mortgage solutions in California. Specializing in a range of services including residential and commercial property loans, refinancing, and home equity options, we're committed to guiding you through your homeownership journey. Whether you're a first-time buyer or a seasoned investor,