FHA Loan Max Loan amount for Lakeland, Shelby County, TN in 2025

For 2025, FHA loan limits in Lakeland county of Shelby, TN are defined as $472,030 for a single-family residence. The limit increases to $604,400 for properties with 2-units, $730,525 for 3-units, and finally $907,900 for homes with 4-units.

The conventional loan limit for a single-family home is $726,200. For 2-units, it is $929,850; for 3-units, it's $1,123,900, and for 4-units, the maximum is $1,396,800.

Our FHA calculator allows you to view today's top FHA rates and assess the necessary down payment, income requirements, credit standards, reserves, and documents for qualification.

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Utilize the Lendersa® calculator to compare FHA rates and terms alongside those from other loan programs. Investigate and analyze options including Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans.

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Reference the Loan Limits Comparison Table for 2025 in Lakeland county of Shelby, TN, to examine and contrast maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comparing qualification requirements such as income, reserves, and credit.

Loan limits Lakeland county of Shelby, TN

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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