FHA Loan Limits for Carthage, Smith County, TN in 2023

In 2024, FHA loan limit in Carthage county of Smith, Tennessee is $890,100 for a single-family home, $1,139,500 for 2-units, $1,377,400 for 3-units, and $1,711,750 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $890,100, $1,139,500 for 2-units, $1,377,400 for 3-units, and $1,711,750 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Loan Limits Comparison Table for 2024 in Carthage county of Smith, Tennessee compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Carthage county of Smith, TN

SFR 2 Units 3 Units 4 Units
FHA $890,100 $1,139,500 $1,377,400 $1,711,750
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $890,100 $1,139,500 $1,377,400 $1,711,750
USDA $555,600 $555,600 $555,600 $555,600
VA $890,100 $1,139,500 $1,377,400 $1,711,750
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Blue Sky Mortgage of TN LLC
  • 3010 Poston Ave, Nashville, TN, 37203
  • Blue Sky Mortgage of TN, LLC is here to walk you through the mortgage loan process, step-by-step. Our team is experienced and knowledgable of the local neighborhoods, schools and market conditions to help navigate you through the selling or buying process. We strive to provide excellent customer service.
  • VOULUNTEER MORTGAGE GROUP
  • 1 Vantage Way, Suite E240, Nashville, TN, 37228
  • Volunteer mortgage Group are a located in Nashville, TN. We are licensed in TN, MO, AL, FL, IL, SC, VA, CA, WI, IN, and GA. We specialize in home purchase, home refinance, Reverse Mortgages, First Time Home Buyer programs. Our goal is to offer the best rates and lowest mortgage payments in minutes.
  • Citizens Savings Bank and Trust Company
  • 1917 Heiman Street, Nashville, TN, 37208
  • As a CDFI, Citizens Bank puts its communities first and values local economic growth. It does so by investing in areas underserved by the traditional banking sector, engaging in lending that supports affordable housing, small businesses and community facilities, and providing technical financial assistance to its customers.
  • Market Place Mortgage of TN LLC
  • 1307 2nd Avenue North, Nashville, TN, 37208
  • Marketplace Mortgage of TN, LLC is a premier mortgage lender in Nashville, combining national strength with southern hospitality. We are proud to be one of the best mortgage lenders in the Middle Tennessee area. We happily serve clients in Nashville, Murfreesboro, Hermitage, Clarksville, and more.
  • Reliant Bank
  • 1736 Carothers Parkway, Suite 100, Brentwood, TN, 37027
  • We’re Reliant Bank, a community bank that was built from the ground up on the idea that customer and community should always come first. We do pretty much everything the big banks do. We just do it a little differently – okay, a lot differently. We treat you with respect. And go out of our way to make sure that your banking experience with us.
  • New Castle Mortgage - Reverse
  • 5115 Maryland Way, Suite 67, Brentwood, TN, 37027
  • New Castle Mortgage is a major producer of Reverse Mortgage loans in Tennessee, owned & operated by Tennesseans, purely specializing in Reverse Mortgages. As a consumer you can be certain we are credible, qualified, & experienced.Mike Holton and Catherine Holton, each have over 20 years’ experience originating FHA loans throughout the state of TN.
  • P3 Home Loans
  • 5115 Maryland Way, Suite 124, Brentwood, TN, 37027
  • P3 Home Loans serves all of Tennessee, making sure to save local home owners money and time. Rod Freeman is the voice of P3 Home Loans and has managed the success of hundreds of clients’ mortgage closings. When it comes to getting the lowest rate and the quickest mortgage approval, you can depend on our mortgage professionals.
  • Lincoln Home Loans
  • 40 Burton Hills Blvd, Suite 200, Nashville, TN, 37215
  • The Lincoln Home Loans team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Legacy Home Loans
  • 4025 Hillsboro Pike, Suite 601, Nashville, TN, 37215
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.