In 2026, the FHA loan limits for Lafayette County in Macon, TN are $890,100 for a single-family home, $1,139,500 for two-unit properties, $1,377,400 for three-unit residences, and $1,711,750 for buildings with four units.
The upper limit for conventional loans on a single-family residence is $890,100, with $1,139,500 for two-unit homes, $1,377,400 for three-unit dwellings, and $1,711,750 for four-unit buildings.
Use our FHA calculator to locate today’s optimal FHA rates and calculate the necessary down payment, income, credit score, reserves, and required documentation for qualification.
Utilize the Lendersa® calculator to compare FHA rates and terms with those of other loan types. Examine and contrast options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA offerings.
Lendersa® gathers comprehensive data from numerous lenders, matching it efficiently to your specific financial profile.
The Loan Limits Comparison Table for 2026 in Lafayette County, Macon, TN allows comparison of maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To explore qualification needs such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $890,100 | $1,139,500 | $1,377,400 | $1,711,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $890,100 | $1,139,500 | $1,377,400 | $1,711,750 |
| USDA | $555,600 | $555,600 | $555,600 | $555,600 |
| VA | $890,100 | $1,139,500 | $1,377,400 | $1,711,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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