2025 FHA (Government Loans) Limits for Lebanon, Wilson County, Tennessee

For the year 2025, the FHA loan limit in Lebanon county of Wilson, TN, is established at $890,100 for single-family homes. For duplexes, the limit increases to $1,139,500, while triplexes are set at $1,377,400, and for four-unit structures, it is $1,711,750.

Regarding conventional loans, the maximum allowable amount for a single-family residence is $890,100. For two-unit homes, the cap is $1,139,500, for three-unit residences it goes up to $1,377,400, and for four units, the ceiling is $1,711,750.

Use our FHA calculator to check today’s best FHA rates and determine what’s required for down payments, income, credit, reserves, and documents to qualify.

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Explore Your Loan Options in Lebanon, TN

With the Lendersa® calculator, you have the ability to compare FHA rates and terms with those of other loan types, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. This comparison process ensures you are better informed to make the right financial decision.

Lendersa® collects comprehensive loan program data across thousands of lenders, instantly aligning it with your specific financial profile and requirements.

The Loan Limits Comparison Table for 2025 in Lebanon county of Wilson, TN shows maximum advantages across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Compare qualification metrics such as income, reserves, and credit scores using Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Lebanon county of Wilson, TN

SFR 2 Units 3 Units 4 Units
FHA $890,100 $1,139,500 $1,377,400 $1,711,750
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $890,100 $1,139,500 $1,377,400 $1,711,750
USDA $555,600 $555,600 $555,600 $555,600
VA $890,100 $1,139,500 $1,377,400 $1,711,750
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Memphis City Employees Credit Union
  • 2608 Avery Avenue, Memphis, TN, 38112
  • The Memphis City Employees Credit Union, formerly the City of Memphis Credit Union, was established in May of 1959. The Credit Union has experienced tremendous growth and accomplishment over the last 62 years. Our first branch opened its doors in a corner of the City Treasurer’s office at the old court house and began serving the city employees.
  • First Equity Mortgage, Inc.
  • 211 Grandview Drive, Ft Mitchell, KY, 41017
  • First Equity Mortgage has closed more than $5 billion in mortgage loans for thousands of Drees customers. With almost 40 years of new construction lending experience, we truly understand the excitement, anticipation and stress that can be associated with building a home. This knowledge helps us provide you with the friendly customer experience
  • Desoto Home Mortgage
  • 6080 Getwell Rd, Suite 204, Southaven, MS, 38672
  • Desoto Home Mortgage (Brad Walker) is a LOCALLY OWNED & OPERATED Mortgage Company located in Southaven, MS. (Licensed in Mississippi & Tennessee -NMLS# 1248883) You name it, Desoto Home Mortgage can do it. We have GREAT RATES, and HUNDREDS OF MORTGAGE LOAN PROGRAMS to meet your homeownership needs
  • Shelby County Federal Credit Union
  • 160 North Main Street, Suite 401, Memphis, TN, 38103
  • Chartered in 1961, Shelby County Federal Credit Union is a financially sound, full-service financial institution that offers competitive services for our members. We have two convenient full-service branches with helpful, courteous Member Service Representatives to help our members.
  • Orion FCU
  • 400 Monroe Ave., Memphis, TN, 38103
  • Orion Federal Credit Union has grown to become one of the largest credit unions in the Mid-South with more than 70, 000 members and nearly $1 billion in assets. Orion offers a full spectrum of banking options ranging from savings and checking accounts to home, auto, and personal loans, along with commercial real estate
  • H & F Financial Services LLC
  • 975 Swinnea Ridge Boulevard, Suite 2, Southaven, MS, 38671
  • Our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.
  • STATEWIDE MORTGAGE, LLC
  • 316 South Lewis Street, Lagrange, GA, 30241
  • Statewide Mortgage Group is a wholesale mortgage broker licensed in 10 states. The Georgia Branch is focused on the local market, providing the best programs available to facilitate the growth and stabiltiy of our community. Mortgage Group is a wholesale mortgage broker licensed in 10 states.
  • Citizens Bank Tennessee
  • 300 Broad Street, Elizabethton, TN, 37643
  • Since 1934, families and businesses have placed their trust and confidence in a bank that has grown and prospered right along with the East Tennessee region. Today, Citizens Bank is one of Tennessee's most solid banks, providing the best available financial services, convenience, technology, and expertise, so you can bank your own way
  • Advanced Mortgage Services, Inc.
  • 1970 W. Elk Avenue, Unit C, Elizabethton, TN, 37643
  • At Advanced Mortgage Services, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • First Bank and Trust Company
  • 667 West Main Street, Abingdon, VA, 24210
  • First Bank and Trust Company is a relationship-driven and community-focused financial institution that provides personal and commercial banking products and services across its 31 locations in Virginia and Northeast Tennessee. The First Bank & Trust Company is a diversified financial services firm with 22 full-service Branches