2025 FHA Loan Limits for Chattanooga, Hamilton County, Tennessee

In 2025, FHA loan limits in Chattanooga county, Hamilton, TN are $472,030 for single-family homes, $604,400 for two units, $730,525 for three units, and $907,900 for four-unit buildings.

For conventional loans, the maximum is $726,200 for single-family residences, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four-unit properties.

Try our FHA calculator to explore today's FHA rates, evaluating down payment, income, credit, reserves, and documents needed for qualification.

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The Lendersa® calculator enables you to compare FHA rates and terms against other loan programs, including conventional, jumbo, VA, USDA, non-QM, and hard money loans.

With data from thousands of lenders, Lendersa® promptly reflects results against your unique financial profile and needs.

In 2025, the Loan Limits Comparison Table covers FHA, Conventional Conforming, Jumbo, USDA, VA, non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans for Chattanooga county, Hamilton, TN. For criteria like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Chattanooga county of Hamilton, TN

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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  • Dominion Mortgage Corporation is a privately held real estate mortgage lender that finances income-producing commercial and healthcare properties nationwide. Founded in 1977 in West Los Angeles, California, Dominion was formed to provide time-sensitive, fair and creative underwriting solutions to fund your mortgage loan.
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  • Millennial Home Lending, Inc.
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  • One Nation Home Loans
  • 5016 N. Parkway Calabasas, Suite 200, Calabasas, CA, 91302
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  • Brave Mortgage Inc.
  • 4505 Las Virgenes Road, Suite 210, Calabasas, CA, 91302
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