2026 FHA (Government Loans) Limits for Clarksville, Montgomery County, Tennessee

For 2026, FHA loan limits in Clarksville county, Montgomery, TN, are $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.

Conventional loans have a ceiling of $726,200 for a single-family dwelling, $929,850 for two units, $1,123,900 for three-unit homes, and $1,396,800 for four-unit properties.

Use our FHA calculator to find today's best rates and determine the down payment, income, credit, reserves, and documentation needed for qualification.

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Lendersa® collects data from thousands of lenders, quickly aligning it with your financial profile to meet your specific needs.

The Loan Limits Comparison Table for 2026 in Clarksville county, Montgomery, TN showcases FHA, Conventional Conforming, Jumbo, USDA, VA, non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To assess qualification requirements like income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Clarksville county of Montgomery, TN

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Clarksville FHA Lenders

  • F&M Bank TN
  • 50 Franklin Street, Clarksville, TN, 37040
  • Lends in Tennessee
  • F&M Bank is a dynamic regional bank located in middle Tennessee ... and is one of the top independent banks in the state! F&M Bank operates full-service banking offices in Clarksville, Springfield, Greenbrier, Dover, Bumpus Mills, Lebanon, Mt. Juliet, White House, Murfreesboro, Hendersonville and Cookeville.

  • Legends Bank
  • 310 N. First St, Clarksville, TN, 37040
  • Lends in Tennessee
  • Legends Bank was founded in 1998 in Clarksville, Tennessee. Today, our footprint has grown, allowing us to serve two of the five largest cities in the state and four Tennessee counties; Montgomery County, Williamson County and Davidson County.

    Legends is a community bank that’s bolstered by an extraordinary team made up of experienced lenders

  • Cumberland Bank and Trust
  • 502 Madison Street, Clarksville, TN, 37040
  • Lends in Tennessee
  • At Cumberland Bank & Trust, we realize that our customers are the reason we are here to serve our community. Like our President & CEO, Ron Sleigh says, “Cumberland Bank & Trust is a true ‘community bank.’ All five of our offices are located in Clarksville and Montgomery County. We pride ourselves on personalized customer relationships,

  • Castle Rock Mortgage, LLC
  • 120 Center Pointe Dr, Suite 4, Clarksville, TN, 37040
  • Lends in Tennessee
  • The Castle Rock Mortgage, LLC Team is your premier mortgage team located in Clarksville, Tennessee. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Tennessee area.

  • Legacy Mortgage Services
  • 329 Warfield Blvd, Suite A, Clarksville, TN, 37043
  • Lends in Tennessee
  • Legacy Mortgage is committed to providing quality service in a friendly atmosphere while helping you obtain the mortgage that is right for you. Your personal homebuying situation is unique, therefore we offer a tremendous variety of products tailored to meet your specific goals. Our top priority is to simplify the process

  • Traditions First Bank
  • 5745 East Main Street, Erin, TN, 37061
  • Lends in Tennessee
  • Traditions First Bank was developed on the premise that a locally owned bank would better serve the area by preserving the banking principles of yesterday, while also providing progressive financial opportunities for the banking customers of today. Every single customer is important to us

  • AJM Mortgage Solutions
  • 258 Village Square, Suite 200, Pleasant View, TN, 37146
  • Lends in Tennessee
  • AJM Mortgage Solutions offers Conventional, FHA, VA, USDA, JUMBO, High-Balance & Non-QM Mortgage Products to meet your individual needs. Working with a variety of the leading lenders in the industry allows us to provide the lowest rates available in the market. Give us a call today and get a FREE rate One quick call can get you pre-qualified

  • Tennessee Trust Mortgage, Inc
  • 6398 US-41 ALT, Pleasant View, TN, 37146
  • Lends in Tennessee
  • Tennessee Trust Mortgage, Inc. was established as a Mortgage Lender in January of 1996, by the owner Monty Moore in Nashville, TN. We are a local Mortgage Lender that prides itself with being able to get the job done fast and efficiently, but still accurately. We offer all long term low interest rate loans for our customers

Also lends in Tennessee

  • Planters Bank
  • 1312 S Main St, Hopkinsville, KY, 42240
  • Planters Bank is a growing community bank with 12 offices in Western Kentucky & Clarksville, Tennessee. Headquartered in Hopkinsville, KY, Planters is a full-service bank with a wide array of both consumer & commercial lending and deposit services. A tradition of excellence in customer service is the reason you can Expect Great Things.

  • Dreamfield Lending LLC
  • 1100 S Main St, Suite 3, Hopkinsville, KY, 42240
  • Dreamfield Lending is a veteran-owned mortgage broker located in Hopkinsville, KY and serving the surrounding areas. We have several years experience in our office helping families navigate through the mortgage loan process and pride ourselves on creating a good experience with a tailored mortgage loan based on the individual's needs.