For 2025, FHA loan limits in Kingsport county, Sullivan, TN are set at $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four-unit buildings.
The conventional loan ceiling reaches $726,200 for a single-family residence, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four-unit homes.
Utilize our FHA calculator to access today's prime FHA rates and evaluate the needed down payment, income, credit, reserves, and required documents to qualify.
The Lendersa® calculator permits comparisons of FHA rates and terms with other loan options, including conventional, jumbo, VA, USDA, non-QM, and hard money loans.
Lendersa® aggregates data from thousands of lenders, quickly adjusting it to your financial profile and requirements.
The Loan Limits Comparison Table for 2025 in Kingsport county, Sullivan, TN covers FHA, Conventional Conforming, Jumbo, USDA, VA, non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. For information on qualification needs like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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