For 2026, the FHA loan limits in Dayton county of Rhea, TN are as follows: $472,030 for single-family homes, $604,400 for properties with two units, $730,525 for three-unit homes, and $907,900 for those with four units.
Regarding conventional loans, the maximum loan amount for a single-family residence is set at $726,200. For two-unit homes, the cap is $929,850; for three units, it's $1,123,900, and for homes with four units, $1,396,800 is the upper limit.
Our FHA calculator is available to help you check today’s top FHA rates, alongside the required downpayment, income, credit score, reserves, and documentation necessary for qualification.
The Lendersa® calculator offers a comparison of FHA rates and terms with those from other loan programs. You can explore FHA in relation to conventional loans, Jumbo, VA, USDA, Non-QM, and hard money lending options.
Leveraging data from numerous lenders, Lendersa® quickly aligns various loan programs with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Dayton county of Rhea, TN allows you to compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For an analysis of qualification needs like income, reserves, and credit score, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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