In the year 2026, the FHA loan limit within Athens county of McMinn, TN, stands at $472,030 for a single-family dwelling. For properties with 2-units, the limit is $604,400, while for 3-units, it is $730,525, and for 4-units, it reaches $907,900.
When it comes to conventional loans, the maximum loan amount for a single-family residence is $726,200. If you have a property with 2-units, the maximum is $929,850. For homes with 3-units, the limitation increases to $1,123,900, and for properties having 4-units, it is $1,396,800.
Utilize our FHA calculator to check the most favorable FHA rates today and to understand the requirements for down payment, income, credit, reserves, and necessary documentation to qualify.
The Lendersa® calculator permits you to evaluate and contrast FHA rates and terms with those offered by different loan programs. Dive into comparisons across Conventional loans, Jumbo loans, Va, USDA, Non-Qm, and hard money loans alongside FHA.
Thousands of lenders provide loan program data to Lendersa®, which is rapidly compared against your detailed financial profile and requirements.
In the Loan Limits Comparison Table for 2026 in Athens county of McMinn, TN, you can examine maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To review qualification needs like income, reserves, and credit, take advantage of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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