For 2026, FHA loan limits in Gatlinburg County, Sevier, TN are $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three units, and $907,900 for four-unit residences.
In terms of conventional loans, the cap for a single-family home is $726,200, with $929,850 for two-unit properties, $1,123,900 for three-unit structures, and $1,396,800 for four units.
Utilize our FHA calculator to access today's optimal FHA rates and assess the necessary down payment, income, credit score, reserves, and documents required to qualify.
The Lendersa® calculator enables you to compare FHA rates and terms with various other loan programs. Consider options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in comparison with FHA.
Lendersa® quickly gathers loan data from thousands of lenders to match it to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Gatlinburg County of Sevier, TN highlights maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To thoroughly compare qualification requirements like income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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