For the year 2025, FHA loan limits in Jackson county, Madison, TN are set at $472,030 for single-family homes, $604,400 for properties with two units, $730,525 for three-unit houses, and $907,900 for homes with four units.
The ceiling for conventional loan amounts on single-family residences is $726,200, increasing to $929,850 for two-unit properties, $1,123,900 for buildings with three units, and topping out at $1,396,800 for those with four units.
Utilize our FHA calculator to compare today’s best FHA rates and determine necessary down payments, income, credit, reserves, and documentation to qualify.
The Lendersa® calculator is designed to assist in comparing FHA rates and terms with other lending options, including conventional, jumbo, VA, USDA, non-QM, and hard money loans. This tool provides a comprehensive analysis to help you find the most suitable financial product.
Lendersa® compiles loan program data from a vast network of thousands of lenders and quickly aligns it with your unique financial profile, offering immediate and personalized options tailored to your specific needs and circumstances.
The Loan Limits Comparison Table for 2025 in Jackson county, Madison, TN allows for a detailed examination of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. It is an essential resource for effectively evaluating qualification requirements such as income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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