For the year 2025, the FHA loan limit within Fayetteville county of Lincoln, TN is set at $472,030 for a single-family home. If your property contains two units, the limit is $604,400; for three units, it’s $730,525; and for four-unit buildings, the maximum is $907,900.
The upper limit for conventional loans on a single-family residence is $726,200. For properties with two units, it extends to $929,850; for those having three units, it's $1,123,900, while four-unit residences have a cap of $1,396,800.
Utilize our FHA calculator to discover the best FHA rates available today and establish the necessary downpayment, income, credit score, reserves, and paperwork needed for qualification.
With the Lendersa® calculator, you can evaluate FHA rates and terms alongside those of other loan programs. Delve into comparisons including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans to ascertain the best fit for your financial needs.
Lendersa® aggregates a wide array of loan program data from thousands of lenders, providing rapid analysis and comparison tailored to your specific financial profile and requirements.
A Loan Limits Comparison Table for 2025 in Fayetteville, in the county of Lincoln, TN, provides an opportunity to contrast maximum loan amounts across various lending types — FIA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed assessment of qualification criteria such as income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
