In 2026, FHA loan limits for Allen county within Collin, TX, are structured as follows: $531,300 for a single-family home, $680,150 for properties with 2-units, $822,150 for 3-units, and $1,021,750 for those with 4-units.
Conventional loan limits for single-family residences are topped at $726,200. If the property includes 2-units, the limit is $929,850. For 3-units, it is $1,123,900, and for 4-units, the extent is $1,396,800.
Use our FHA calculator to explore today's best FHA rates. It calculates the necessary downpayment, income requirements, credit stipulations, reserves, and documentation to qualify.
The Lendersa® calculator allows you to compare the rates and terms of FHA loans with those of other programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers comprehensive loan program data from thousands of lenders and swiftly matches it against your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Allen county of Collin, TX provides a look at maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To explore qualification requirements such as income, reserves, and credit, consult the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $531,300 | $680,150 | $822,150 | $1,021,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $360,600 | $360,600 | $360,600 | $360,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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