For 2026, the FHA loan limit in Parker, part of Collin, TX, is set at $531,300 for a single-family home, $680,150 for two-unit homes, $822,150 for properties with three units, and $1,021,750 for those with four units.
Conventional loans have a maximum of $726,200 for single-family residences, $929,850 for two-unit homes, $1,123,900 for three units, and $1,396,800 for four-unit properties.
Use our FHA calculator to discover today’s top FHA rates and determine the down payment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator lets you compare FHA rates and terms against all other loan programs. Evaluate Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® gathers comprehensive loan data from thousands of lenders, providing rapid comparisons tailored to your financial profile and needs.
For 2026 in Parker, Collin, TX, the Loan Limits Comparison Table details maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $531,300 | $680,150 | $822,150 | $1,021,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $360,600 | $360,600 | $360,600 | $360,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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