For the year 2026, the FHA loan limits within Wylie county, which is situated in Collin, TX, are established as follows: $531,300 is the cap for a single-family home, $680,150 is designated for homes with 2-units, $822,150 for properties accommodating 3-units, and the cap reaches $1,021,750 for those with 4-units.
The maximum loan ceiling for conventional loans on a single-family residence is set at $726,200. For those with two units, the limit is $929,850, while for three units, it extends to $1,123,900. For homes that comprise four units, the upper limit peaks at $1,396,800.
By using our FHA calculator, you can discover the most favorable FHA rates available today. This tool will assist you in calculating the necessary downpayment, evaluating the income needed, understanding credit requirements, checking reserves, and gathering essential documents required for qualification.
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The Lendersa® calculator is an invaluable tool that enables you to meticulously compare the rates and terms of FHA options against all other available loan programs. You have the opportunity to explore, evaluate, and contrast Conventional loans, Jumbo loans, VA loans, USDA offerings, Non-QM loans, and hard money loans, directly alongside FHA loans.
Lendersa® efficiently collects comprehensive loan program data from a vast array of lenders and expeditiously matches it against your personalized financial profile and requirements, delivering accurate, user-specific information in seconds.
The Loan Limits Comparison Table, pertinent to 2026, applicable in Wylie county within Collin, TX, allows you to perform a detailed analysis comparing the maximum loan amounts of FHA with those of Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To gain insights into qualification requirements like income thresholds, reserves, and credit report evaluation, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a comprehensive assessment of your qualifying criteria.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $531,300 | $680,150 | $822,150 | $1,021,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $360,600 | $360,600 | $360,600 | $360,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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