For 2026, the FHA loan limit in Alvarado, Johnson County, TX is set at $531,300 for a single-family home, $680,150 for two units, $822,150 for three units, and $1,021,750 for four units.
The maximum loan amount for conventional loans is $726,200 for a single-family residence, $929,850 for double units, $1,123,900 for three units, and $1,396,800 for quadruple units.
Our FHA calculator helps you find today’s best rates. It's useful for calculating the required downpayment and understanding the income, credit, reserve, and document criteria for qualification.
The Lendersa® calculator allows comparison of FHA rates and terms with all other loan programs. It includes options like Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly gathers and compares loan program data from thousands of lenders to suit your personal financial profile and requirements.
Refer to the Loan Limits Comparison Table for 2026 in Alvarado, Johnson County, TX to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For comparing qualification necessities, such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $531,300 | $680,150 | $822,150 | $1,021,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $360,600 | $360,600 | $360,600 | $360,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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