For 2026, the FHA loan limits in Keene located in Johnson, TX are defined as $531,300 for a single-family property. For homes with two units, the limit is $680,150; for those with three units, it is $822,150; and for four-unit properties, the cap is $1,021,750.
The ceiling for conventional loans on single-family homes starts at $726,200. For duplex properties, the maximum is $929,850, triplex units are limited to $1,123,900, and quadplex properties have a limit of $1,396,800.
Utilize our FHA calculator to explore today’s premier FHA rates, enabling you to determine necessary factors like the downpayment needed, required income, creditworthiness, reserves, and documents necessary for obtaining a loan.
The Lendersa® calculator provides a tool to compare FHA rates and terms with those of other loan programs. You can explore a variety of options, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans relative to FHA offerings.
By accessing extensive data from many lenders, Lendersa® quickly integrates and compares this data against your unique financial profile and needs, giving you tailored results in seconds.
The Loan Limits Comparison Table for 2026 in Keene of Johnson, TX enables a systematic comparison of maximum loan values across options such as FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess eligibility criteria like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comprehensive insights.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $531,300 | $680,150 | $822,150 | $1,021,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $360,600 | $360,600 | $360,600 | $360,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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