2026 FHA Loan Limits for Atascocita, Harris County, Texas

For 2026, the FHA loan limits in the county of Atascocita, situated within Harris, TX, have been outlined as follows: $472,030 is the cap for a single-family home, $604,400 for properties with two units, $730,525 for those with three units, and for four-unit residences, the limit is $907,900.

Regarding conventional loan limits, the maximum loan amount for a single-family home stands at $726,200. As for properties with two units, the ceiling is $929,850, three-unit properties are set at $1,123,900, and for those with four units, the limit is $1,396,800.

By using our FHA calculator, you can discover the best possible FHA rates available today. It will guide you in calculating the necessary downpayment, assessing income criteria, understanding credit requirements, checking reserves, and identifying the documents required to qualify for these loans.

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Explore Various Loan Options in Atascocita, TX

The Lendersa® calculator offers a comprehensive comparison of FHA rates and terms against those from other loan programs. By this, you can effectively assess and explore options including Conventional loans, Jumbo loans, VA loans, USDA loans, Non-QM loans, in addition to hard money loans, comparing them directly against FHA offerings.

Lendersa® has the capability to efficiently compile loan program data from numerous available lenders, performing an analysis that quickly aligns this data with your personal financial profile and specific needs within mere seconds.

The Loan Limits Comparison Table for 2026 located in Atascocita, pertaining to the county of Harris in TX, provides insights into the maximum loan amounts. It facilitates comparison of FHA with Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. If you wish to delve into the comparison of qualification requirements, such as income thresholds, credit evaluations, and reserves, you are encouraged to use the Lendersa® Super Loan Integrated Qualifier (SLIQ™), a powerful tool for assessing the eligibility across these different loan types.

Loan limits Atascocita county of Harris, TX

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Atascocita FHA Lenders

  • Firehouse Mortgage
  • 7702 FM 1960 East, Suite 202, Humble, TX, 77346
  • Lends in Texas
  • Firehouse Mortgage became a reality for Rachel and Aaron in 2018. They wanted to give their clients a better option for their home mortgage. After gaining valuable knowledge in the mortgage industry, they decided to start their own company. The Clarks treat every client like they are family and ensure they are happy with their home purchase.

  • 1st Community Mortgage Group LLC
  • 18525 West Lake Houston Parkway, Suite 105, Humble, TX, 77346
  • Lends in Texas
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Mortgage Financial Services
  • 1110 Kingwood Drive, Suite 280, Kingwood, TX, 77339
  • Lends in Texas
  • Our goal is to help homebuyers achieve the American Dream of homeownership. Whether you are a first time home buyer or purchasing a second home, Mortgage Financial Services is dedicated to providing quality service and products that help customers achieve their objectives throughout the home buying process. We want you to DREAM BIG,

  • Lone Star Financing
  • 1525 Lakeville Drive, Suite 137, Kingwood, TX, 77339
  • Lends in Texas
  • Lone Star Financing is a direct lender offering a full line of home loan products with low rates, low fees, and really fast closings. We strive to close every loan in 28 days or less! As a local Texas mortgage company with in-house underwriters, we have the flexibility to underwrite loans using “common sense” underwriting giving us efficiency.

  • Optima Mortgage Corporation
  • PO Box 6852, Kingwood, TX, 77325
  • Lends in Texas
  • We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers.

    Our customers save money and close their loans quickly because we employ the most advanced mortgage technology available.

  • Houston Home Loan Inc
  • 14215 Smith Rd., Humble, TX, 77396
  • Lends in Texas
  • Houston Home Loan, Inc., we deal with the ins and outs of loans every day. Most people only think about them a few times in their life when they need to refinance or purchase a home. Years of experience and know-how make us the most qualified professionals to handle your mortgage transaction.

  • InvesTex Credit Union
  • 8404 FM 1960, Humble, TX, 77338
  • Lends in Texas
  • Since the beginning, InvesTex Credit Union has grown and expanded our field of membership. As we look forward to a new chapter in Credit Union history, we look back fondly on the past. In the fall of 1952, Aldine Teachers Credit Union was formed by a small group with a vision to meet the needs of the employees

  • A & K Mortgage
  • 25404 Highway 59, Suite 204, Porter, TX, 77365
  • Lends in Texas
  • "A & K Mortgage is a wholesale brokerage dedicated to educating our clients and providing superior service in the home buying process.

    As a wholesale broker, we are able to offer buyers options to loan products and unique financing.

    We have offer loans FHA, Conventional, USDA, VA, Non-QM, Commercial, Manufactured homes, Condos, etc"

  • Atrich LLC
  • 350 North Sam Huston Parkway East, Suite101, Houston, TX, 77060
  • Lends in Texas
  • Atrich is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools

  • Spring Mortgage LLC
  • 500 Spring Hill Dr, Suite 140, Spring, TX, 77386
  • Lends in Texas
  • Our mission is to provide the most seamless mortgage process possible while minimizing the cost of securing a mortgage. We are able to provide this seamless process through our systems, our relationships, and, most importantly, our people. We are able to minimize costs by focusing on a volume-based approach that is geared toward.