In 2026, FHA limits in Highlands, Harris, TX include: $472,030 for single-family homes; $604,400 for two units; $730,525 for three units; $907,900 for four units.
Conventional loan caps are $726,200 for single-family, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator for today’s top FHA rates and to determine down payment, income, credit, and reserves needed to qualify.
The Lendersa® calculator helps you see FHA rates against other programs, like Conventional, Jumbo, VA, USDA, Non-QM, and hard money.
Lendersa® quickly compares lender data with your financial profile.
The 2026 Loan Limits Table in Highlands, Harris, TX shows maximums for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage, and hard money. To review requirements like income and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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