For 2026, FHA loan limits in Humble, situated in Harris county, TX, set their limits at $472,030 for a single-family dwelling, increase to $604,400 for properties with two units, rise further to $730,525 for three units, and reach $907,900 for four-unit structures.
Maximum conventional loan amounts are $726,200 for single-family homes, $929,850 for duplexes, $1,123,900 for three-unit dwellings, and $1,396,800 for four units.
Our FHA calculator can help discover today’s best FHA rates, and assist in determining the needed downpayment, required income, credit standing, reserves, and important documents for qualification.
The Lendersa® calculator enables a comparison between FHA loan rates and terms and those of other loan programs. Dive into assessments of Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Drawing on data from a multitude of lenders, Lendersa® swiftly matches this information to your financial profile and individualized needs.
In 2026, within Humble, Harris, TX, our Loan Limits Comparison Table offers an overview of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money lending limits. To compare qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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