As of 2026, the FHA loan limits for Bastrop in Bastrop county, TX stand at $571,550 for single-family homes, $731,700 for duplexes, $884,450 for triplexes, and $1,099,150 when it comes to four-unit residences.
In contrast, the maximum allowable amount for conventional loans is $726,200 on single-family dwellings, $929,850 for two-unit homes, $1,123,900 on three-unit properties, and $1,396,800 for those with four units.
Our FHA calculator is available to help you assess today’s leading FHA rates and compute the necessary downpayment along with income, credit scoring, reserves, and all needed documents for qualifying.
The Lendersa® calculator provides a platform to evaluate FHA rates and conditions against those of all other loan programs. Examine the differences and similarities in FHA, Conventional loans, Jumbo loans, VA loans, USDA loans, Non-QM loans, and even hard money loans.
By gathering extensive loan program data from thousands of lenders, Lendersa® compares this information swiftly with your unique financial circumstances and requirements.
For 2026 in Bastrop, in Bastrop, TX, our Loan Limits Comparison Table features an analysis encompassing FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans' maximum amounts. To further compare qualification requisites like income, reserves, and credit evaluation, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $571,550 | $731,700 | $884,450 | $1,099,150 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $386,400 | $386,400 | $386,400 | $386,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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