In 2026, the FHA loan limits in Circle-D-KC-Estates within Bastrop, TX are set at $416,300 for a single-family home, $532,950 for dwellings with two units, $644,200 for three-unit residences, and $800,600 for four-unit properties.
Conventional loan ceilings for a single-family residence are $548,250, shifting to $702,000 for two-unit homes, $848,500 for structures with three units, and $1,054,500 for four-unit accommodations.
Make use of our FHA calculator to discover today’s most advantageous FHA rates and to figure out the necessary down payment, income, credit levels, reserves, and documentation needed to qualify.
With the Lendersa® calculator, you can compare FHA rates and terms with all other available loan program rates and terms. Delve into and contrast Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA options.
Lendersa® retrieves data from thousands of lenders, efficiently comparing it with your unique financial profile and needs within seconds.
The Loan Limits Comparison Table for 2026 in Circle-D-KC-Estates, part of Bastrop, TX, provides a comparative analysis of maximum loan amounts across several types, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To evaluate qualification requirements like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $416,300 | $532,950 | $644,200 | $800,600 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $333,000 | $333,000 | $333,000 | $333,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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