In 2026, the FHA loan limits in Midland county, Midland, TX are structured as follows: $472,030 for single-family homes, $604,400 for properties with 2-units, $730,525 for 3-unit structures, and $907,900 for 4-unit buildings.
The upper limit on conventional loan amounts for single-family homes is $726,200, with 2-units at $929,850, 3-units at $1,123,900, and 4-units set at $1,396,800.
Our FHA calculator helps you find the best FHA rates available today and details the down payment, income requirements, credit score, reserves, and documentation needed for approval.
The Lendersa® calculator offers a competitive analysis of FHA rates versus terms from various loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates detailed loan program data from a wide range of lenders, providing comparisons aligned with your individual financial profile almost instantly.
Refer to the Loan Limits Comparison Table for 2026 in the Midland county of Midland, TX to compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a deeper dive into qualification factors like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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