In 2026, the FHA loan limit in Bonham, within Fannin, TX, is $472,030 for a single-family home, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit buildings.
The maximum for conventional loans on a single-family home is $726,200, it’s $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
By using our FHA calculator, you can explore today's top rates and determine the needed downpayment, income, credit, reserves, and documentation necessary to qualify.
The Lendersa® calculator helps compare FHA rates and terms alongside other loan program terms. Explore options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® taps into data from thousands of lenders and swiftly aligns it with your financial profile and specific needs.
The Loan Limits Comparison Table for 2026 in Bonham, Fannin, TX, offers a contrast of maximum loan amounts across FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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