In 2026, the FHA loan ceiling in Bridgeport county of Wise, TX for a single-family home is $531,300. For two-unit properties, the limit is $680,150, for three-unit homes it is $822,150, and for four-unit buildings it reaches $1,021,750.
Conventional loans have a maximum of $726,200 for a single-family house, $929,850 for two-units, $1,123,900 for three-units, and $1,396,800 for four-unit properties.
Use our FHA calculator to discover today's top FHA rates and calculate your downpayment, income needs, credit requirements, reserves, and paperwork necessary for qualification.
Through the Lendersa® calculator, you can measure FHA rates and terms against other loan offerings such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® retrieves comprehensive data from thousands of lenders and rapidly aligns it with your specific financial picture and requirements.
For 2026, the Loan Limits Comparison Table in Bridgeport county of Wise, TX displays maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To understand qualification details like income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $531,300 | $680,150 | $822,150 | $1,021,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $360,600 | $360,600 | $360,600 | $360,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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