In 2026, the FHA loan limits for Madisonville county in Madison, TX, are as follows: $472,030 for a single-family home, $604,400 for properties with two units, $730,525 for three-unit homes, and $907,900 for four-unit buildings.
For conventional loans, the maximum amount allowed for a single-family residence is $726,200; for two-unit residences, it's $929,850. Three-unit properties have a cap at $1,123,900, and for four-unit homes, the limit is $1,396,800.
Employ our FHA calculator to access today’s leading FHA rates and identify necessary downpayments, along with income, credit, reserves, and documentation required to qualify.
Lendersa® calculator lets you evaluate FHA rates and terms alongside other loan programs. Discover and compare options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® gathers extensive loan program data from a multitude of lenders, conducting fast comparisons against your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Madisonville county, Madison, TX, allows you to compare the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For comparing requirements like income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for insightful guidance.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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