2026 FHA Loan Limits for Cactus, Moore County, Texas

In 2026, the FHA loan limits applicable to Cactus county in Moore, TX are $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

The conventional loan maximum for a single-family residence is $726,200, with $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Leverage our FHA calculator for today’s top FHA rates, and determine necessary downpayments, income criteria, credit standards, reserves, and documentation requirements for loan qualification.

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Evaluate your loan choices in Cactus, TX

The Lendersa® calculator enables you to compare FHA rates and terms with those from a variety of other loan programs. Examine options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, all alongside FHA choices.

Lendersa® aggregates comprehensive loan data from thousands of lenders and rapidly matches it to your financial profile and needs.

Use the Loan Limits Comparison Table for 2026 in Cactus county, Moore, TX, comparing FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts. For comparing qualification standards like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Cactus county of Moore, TX

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Cactus FHA Lenders

  • PROVIDENCE HOME LOANS
  • 7120 IH-40 WEST, Suite 105, Amarillo, TX, 79106
  • Lends in Texas
  • We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs

  • The People's Federal Credit Union
  • 7200 Hillside Road, Amarillo, TX, 79109
  • Lends in Texas
  • The People's Federal Credit Union was federally chartered on January 12, 1953 and currently has more than 18, 000 members. With five branches located in Amarillo, Childress and Canyon.

    The mission of The People's Federal Credit Union is to be the Members' primary financial institution.

  • FirstBank Southwest
  • 2401 S. Georgia, Amarillo, TX, 79109
  • Lends in Texas
  • FirstBank Southwest is a community bank with nine banking center locations in Amarillo, Booker, Hereford, Pampa, and Perryton, Texas. In addition to our convenient branches, we also offer convenient digital banking for both consumer and commercial needs.

    In 2020 and 2021, The American Banker awarded FirstBank Southwest as a Best Bank

  • Herring Bank
  • 2201 Civic Circle, Amarillo, TX, 79109
  • Lends in Texas
  • Our goal is simple. Deliver the best possible Banking experience so our customers & clients can better manage their finances. We provide a full range of quality financial products that include commercial, consumer, investment & trust services in TX, Ok & CO. Our board of directors, local leadership are committed to exceeding customer expectations.

  • Pamela Madore Mortgage
  • 3955 South Soncy, Amarillo, TX, 79119
  • Lends in Texas
  • Pamela Madore has had more than 30 years experience in the Real Estate and Mortgage Industry. Pamela Madore is a Keller Williams Global Property Specialist and is able to market your property throughout the world. She has lived in Maine, Florida and now Texas and has experience is the sales of recreational property, multi-family properties.

  • Interstate Bank SSB
  • 301 S. Main, Perryton, TX, 79070
  • Lends in Texas
  • On May 9, 1958, a community dream was fulfilled when Perryton Savings and Loan Association was chartered by the Texas Banking Commission under the Building and Loan Association Laws of the State of Texas. The purpose of this charter was to encourage industry, home building and the accumulation of savings.

  • Texas Tech Credit Union
  • 1802 Texas Tech Parkway, Lubbock, TX, 79409
  • Lends in Texas
  • Texas Tech Credit Union is an innovative financial institution that is committed to our vision of "Meeting Needs and Creating Value"​ for our members and community. We provide financial services that benefit our members'​ lives and set ourselves apart by offering financially superior loans and deposit accounts.

  • AimBank
  • 6506 19th St, Lubbock, TX, 79407
  • Lends in Texas
  • AT AimMortgage We look forward to putting our mortgage services to work for you!

    We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing

  • Capital Mortgage Services Of Texas
  • 4212 50th St, Lubbock, TX, 79413
  • Lends in Texas
  • Capital Mortgage Services A full service mortgage bank of Texas controls all elements of your mortgage transactionof Texas provides a mortgage company with over 30 years of experience in helping our customers. We understand that this isn’t just a loan to you, it’s your home. We take that responsibility very seriously

  • Peoples Bank Texas
  • 5820 82nd St, Lubbock, TX, 79424
  • Lends in Texas
  • Peoples Bank exists to place the needs of our employees, customers, and shareholders at the center of everything we do. We focus attention on the needs of local families, businesses, towns, and farmers. We take local deposits and then make loans back into the neighborhoods where our depositors live and work.