For the year 2026, in the county of Dallam within Dalhart, TX, the FHA loan limits are established as follows: $531,300 for a single-family home, $680,150 for two-unit homes, $822,150 for three-unit properties, and $1,021,750 for four-unit residences.
Regarding conventional loans, the highest amount available for a single-family residence is $726,200. For two-unit houses, the limit is $929,850, while for three-unit and four-unit homes, the limits are $1,123,900 and $1,396,800, respectively.
Our FHA calculator offers insights into today’s top FHA rates, aiding in the calculation of necessary down payments. Additionally, it helps determine the income, credit score, reserves, and documentation required for loan qualification.
With the Lendersa® calculator, compare FHA rates and terms against those of other loan programs. Assess a range of loans, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, alongside FHA programs.
Lendersa® effectively gathers lender data at scale, quickly matching this information with your unique financial profile.
The Loan Limits Comparison Table for 2026 in Dalhart, covering Dallam in TX, allows a comprehensive comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare prerequisites such as income, reserves, and credit scores, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $531,300 | $680,150 | $822,150 | $1,021,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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