As of 2026, in Dumas, part of Moore county, TX, the FHA loan limit is $472,030 for single-family homes, rising to $604,400 for units with two residences, $730,525 for those with three, and $907,900 for four-unit properties.
The ceiling for conventional loans in a single-family residence is $726,200, increasing to $929,850 for two residences, $1,123,900 for three-unit homes, and reaching $1,396,800 for those with four units.
Use our FHA calculator to access the most favorable FHA rates today and ascertain the necessary downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator assists in comparing FHA loan rates and terms against various other loan programs. Evaluate comparisons among options such as Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® rapidly gathers data from thousands of lenders, tailoring these findings to your unique financial profile and individual needs.
For 2026 in Dumas, within Moore, TX, the Loan Limits Comparison Table provides a comprehensive overview of maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine qualification requirements like income, reserves, and credit criteria, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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