2026 FHA (Government Loans) Limits for Canton, Van Zandt County, Texas

In 2026, FHA loan limits in Canton county, Van Zandt, TX are $472,030 for single-family homes, $604,400 for two-unit residences, $730,525 for three units, and $907,900 for four units.

The maximum conventional loan amount for a single-family property is $726,200, with $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four-unit buildings.

Use our FHA calculator to see current best FHA rates and determine necessary downpayments, income, credit, reserves, and documents needed for qualification.

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Review Loan Options in Canton, TX

The Lendersa® calculator allows FHA rates and terms comparison with other programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® aggregates lender data from thousands of sources, quickly aligning it with your financial profile.

The Loan Limits Comparison Table for 2026 in Canton county, Van Zandt, TX, facilitates comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Evaluate requirements such as income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Canton county of Van Zandt, TX

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • 1ST QUEST MORTGAGE
  • 14301 Echo Bluff, Austin, TX, 78737
  • Lends in Texas
  • 1ST QM Michael O’Brien has experience with all forms of Mortgage Financing. He has over two decades of experience with all facets of mortgage financing. Michael is very comfortable and effective working with “FIRST TIME” Home Buyers as well as the seasoned investors. Michael specializes in properties that are located in Texas and California

  • IHS Mortgage LLC
  • 13674 Trautwein Rd, Austin, TX, 78737
  • Lends in Texas
  • The IHS Mortgage Team is your premier mortgage team located in Austin, Texas. We pride ourselves on offering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Austin area.Established in 2004.

  • 1ST QUEST MORTGAGE
  • 14301 Echo Bluff, Austin, TX, 78737
  • Lends in Texas
  • 1st Quest Mortgage provides financial solutions for professionals, their clients, individuals and families to assist in accomplishing their goals. Many of our clients are referrals from legal, taxation, family planning, insurance and investment professionals assisting in achieving their client's goals.

  • Galan Mortgage LLC
  • 8822 Dexter Street, Houston, TX, 77075
  • Lends in Texas
  • "We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.

    We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending"

  • Texas Bay Credit Union
  • 12611 Fuqua Street, Houston, TX, 77034
  • Lends in Texas
  • Texas Bay Credit Union was established on May 12, 1936, with the sole purpose of providing the resources needed for members to be in the best financial standing possible.

    We are here to make sure the road to your dreams is smooth and easily traveled. From wherever you are in that journey now, we provide a clear path to your financial dreams.

  • Davis Penn Mortgage Co
  • 12650 N. Featherwood Dr, Suite 120, Houston, TX, 77034
  • Lends in Texas
  • Since 1974, Davis-Penn Mortgage Co. has dedicated its resources to providing developers and owners the expertise to obtain construction and permanent financing through the FHA/HUD programs. We are a privately held, full-service, direct lender of HUD multifamily loans and healthcare facilities. As a GNMA approved issuer and servicer.

  • Choice Home Loans LLC
  • 12727 Featherwood Dr, Suite 286, Houston, TX, 77034
  • Lends in Texas
  • Clear Choice Home Loans LLC is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time,

  • DAR Mortgage Corp
  • 730 FM 1959 Road, Suite 200, Houston, TX, 77034
  • Lends in Texas
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Asset Lending TX
  • PO Box 1652, Buda, TX, 78610
  • Lends in Texas
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Sims Mortgage Team
  • 2245 Texas Drive, Suite 300, Sugar Land, TX, 77479
  • Lends in Texas
  • Sims Mortgage Team is a completely independent loan brokerage and advisory service. We’re a Texas and soon to be a California based mortgage brokerage. We also know that given our advice and guidance to help you become a better borrower, if we don’t earn your business today, we know we’ll most certainly earn your respect and referrals tomorrow.

  • Acacia Mortgage Finance Group Inc
  • 4619 St. Michaels Court, Sugar Land, TX, 77479
  • Lends in Texas
  • Acacia Mortgage Finance Group is your premier mortgage broker and funding source for your residential mortgage need. Whether you plan to purchase or refinance our knowledgeable loan officers are ready to help you realize or maintain your dream of homeownership. We specialize in Conventional and FHA financing for purchases, refinance and investment.

  • Home4U Mortgage
  • 16754 Southwest Fwy, Suite B, Sugar Land, TX, 77479
  • Lends in Texas
  • Home4U Mortgage We truly understand that the home loan process can be tedious. Don't worry – our mortgage loan advisors carefully walk all our home buyers through the required paperwork and provide answers to the questions the home mortgage process can create. Our commitment to you is that we will make the process of getting your Home Mortgage Loan