For 2026, in the county of Henderson, located in Gun-Barrel-City, TX, FHA loan limits stand at $356,362 for a single-family home, $456,275 for duplexes, $551,500 for triplexes, and reach $685,400 for four-unit properties.
The ceiling for conventional loans is $548,250 for single-family residences, $702,000 for two-unit structures, $848,500 for three-unit buildings, and rises to $1,054,500 for homes with four units.
Our FHA calculator can help you determine today’s best FHA rates, downpayment requirements, necessary income, credit scoring, reserves, and required documentation for eligibility.
The Lendersa® calculator offers comparisons of FHA rates and terms against all other loan program options. Consider conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in relation to FHA.
Lendersa® collects data from numerous lenders and swiftly aligns it with your financial profile for quick evaluation.
In 2026, in Gun-Barrel-City, county of Henderson, TX, the Loan Limits Comparison Table provides information on the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For further comparison of qualification needs like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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