As of 2026, the FHA loan limit in Kaufman, Kaufman county, TX, is set at $531,300 for single-family homes. The limits extend to $680,150 for two-unit properties, $822,150 for three-unit homes, and $1,021,750 for four-unit buildings.
The maximum limits for conventional loans on a single-family home are $726,200. It increases to $929,850 for two-unit homes, $1,123,900 for three-unit residences, and $1,396,800 for four-unit structures.
Utilize our FHA calculator to explore today’s leading FHA rates, determining necessary down payments and understanding credit, income, reserves, and documents needed for qualification.
The Lendersa® calculator allows users to compare FHA rates and terms with those of all other loan programs. By utilizing this tool, you can explore options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Aggregating data from a vast network of lenders, Lendersa® swiftly aligns this information with your specific financial needs and profiles.
The Loan Limits Comparison Table for 2026 in Kaufman, part of Kaufman county, TX, facilitates an analysis of maximum loan allowances across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To delve into qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $531,300 | $680,150 | $822,150 | $1,021,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $360,600 | $360,600 | $360,600 | $360,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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