In 2026, the FHA loan limits for Canutillo in El Paso, TX, are set at $472,030 for a single-family home, $604,400 for two-unit structures, $730,525 for three units, and $907,900 for properties with four units.
Conventional loan limits are $726,200 for a single-family residence, $929,850 for two units, $1,123,900 for three-unit homes, and $1,396,800 for dwellings with four units.
Use our FHA calculator to find today’s prime FHA rates and analyze the necessary down payment, income criteria, credit score, reserves, and required documents for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with those of all other loan programs. Consider options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® gathers comprehensive loan program data from thousands of lenders, providing swift comparisons tailored to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Canutillo, El Paso, TX, provides a detailed look into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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