As of 2026, the FHA loan limits for Carthage in Panola county, TX, are $472,030 for a single-family home. For two units, the limit is $604,400; for three units, it is $730,525; and for four units, it is $907,900.
Regarding conventional loans, the maximum for a single-family home is $726,200, with limits of $929,850 for two-unit residences, $1,123,900 for three-unit properties, and $1,396,800 for four units.
Explore today’s best FHA rates using our calculator to determine requirements for downpayment, income, credit, reserves, and necessary documents to qualify.
The Lendersa® calculator offers a comparison of FHA rates and terms with those from other loan programs. Evaluate conventional loans, Jumbo, VA, USDA, Non-QM, and hard money options alongside FHA.
Lendersa® gathers comprehensive loan program data from a wide network of lenders to offer rapid comparisons matching your unique financial profile and needs.
The 2026 Loan Limits Comparison Table in Carthage, within Panola, TX, allows you to review maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification aspects such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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