In 2026, the FHA loan limits for Henderson, located in Rusk county, TX, are established as follows: $472,030 for single-family homes, $604,400 for properties with two units, $730,525 for those with three units, and $907,900 for four-unit structures.
For conventional loans, the highest possible amount is $726,200 on single-family homes. For two units, the limit is $929,850, for three units it is $1,123,900, and for four units, the maximum is $1,396,800.
Use our FHA calculator to see today's top FHA rates and compute the required downpayment, income, credit, reserves, and documents necessary for qualification.
The Lendersa® calculator is a tool that compares FHA loan rates and terms with those of other loan products. It enables you to explore and assess loan options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® promptly gathers data from thousands of lenders, aligning it with your unique financial profile for rapid comparison.
For 2026 in Henderson, within Rusk, TX, you'll find the Loan Limits Comparison Table, which provides an overview of the highest amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to delve into qualification requirements such as income, reserves, and credit ratings.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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