As of 2026, the FHA loan limits in Cedar-Hill county, found in Dallas, TX, are $411,700 for a single-family home, $527,050 for homes with 2-units, $637,050 for 3-units, and $791,750 for 4-unit properties.
The maximum for conventional loans on a single-family home is $548,250. For two-unit residences, it's $702,000, for three units $848,500, and quadruplexes have a cap of $1,054,500.
Use our FHA calculator to check the top FHA rates today, and assess the necessary downpayment, income requirements, credit score, reserves, and documentation needed to qualify.
The Lendersa® calculator allows comparisons of FHA rates and terms with those of other loan programs. Investigate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in addition to FHA.
Lendersa® gathers loan program data from numerous lenders, rapidly contrasting it with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Cedar-Hill county of Dallas, TX, enables comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans for their maximum amounts. Evaluate qualification parameters like income, reserves, and credit via Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $411,700 | $527,050 | $637,050 | $791,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $329,300 | $329,300 | $329,300 | $329,300 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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