2025 FHA (Government Loans) Limits for Cedar-Hill, Dallas County, Texas

As of 2025, the FHA loan limits in Cedar-Hill county, found in Dallas, TX, are $411,700 for a single-family home, $527,050 for homes with 2-units, $637,050 for 3-units, and $791,750 for 4-unit properties.

The maximum for conventional loans on a single-family home is $548,250. For two-unit residences, it's $702,000, for three units $848,500, and quadruplexes have a cap of $1,054,500.

Use our FHA calculator to check the top FHA rates today, and assess the necessary downpayment, income requirements, credit score, reserves, and documentation needed to qualify.

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Examine Loan Choices in Cedar-Hill, TX

The Lendersa® calculator allows comparisons of FHA rates and terms with those of other loan programs. Investigate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in addition to FHA.

Lendersa® gathers loan program data from numerous lenders, rapidly contrasting it with your financial profile and needs.

The Loan Limits Comparison Table for 2025 in Cedar-Hill county of Dallas, TX, enables comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans for their maximum amounts. Evaluate qualification parameters like income, reserves, and credit via Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Cedar-Hill county of Dallas, TX

SFR 2 Units 3 Units 4 Units
FHA $411,700 $527,050 $637,050 $791,750
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $329,300 $329,300 $329,300 $329,300
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • 11 Mortgage
  • 5160 Tennyson Parkway, Suite 1000, Plano, TX, 75024
  • Eleven Mortgage is setting a new standard in the wholesale mortgage market. Our business is built on relationships, precision, and unparalleled service to make mortgage transactions easy for brokers and customers alike. Unprecedented speed and service beyond your expectations are at the heart of every loan. On a scale of one to ten, we are eleven…
  • Cedent Mortgage LLC
  • 6847 Communications Parkway, Suite 710, Plano, TX, 75024
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home and commercial loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Holbrook Mortgage LLC
  • 5851 Legacy Circle, 6th Floor, Plano, TX, 75024
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • InTouch Credit Union-AN
  • 5640 Democracy Dr, Plano, TX, 75024
  • InTouch Credit Union has proudly served members since its charter was granted in 1974, originally to serve Electronic Data Systems (EDS) employees in the Dallas area. Today, our not-for-profit community credit union has branches in three states, including our corporate headquarters located in Plano, Texas.
  • John Cross Mortgage LLC
  • 5700 Granite Parkway, Suite 200, Plano, TX, 75024
  • Whether you're interested purchasing a new home or refinancing your current home, John Cross Mortgage is here to help you find the loan options that fit your individual needs. We have been lending since 2007, and have been a Broker since 2015, we Major in both FHA, and Conventional, we are able to do USDA and VA loans as well.
  • Meru Lending LLC
  • 7800 Preston Road, Suite 111, Plano, TX, 75024
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Sequoia Residential Lending llc
  • 5700 Granite Parkway, Suite 200, Plano, TX, 75024
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms.
  • Texas Mortgage Company
  • 6860 North Dallas Parkway, Suite 200, Plano, TX, 75024
  • We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers. Our customers save money and close their loans quickly because we employ the most advanced mortgage technology available.