In 2026, within Duncanville county in Dallas, TX, the FHA loan limits are set at $531,300 for a single-family home, $680,150 for properties with 2-units, $822,150 for those accommodating 3-units, and $1,021,750 for 4-unit residences.
For conventional loans, the maximum allowable loan amount on a single-family residence is $726,200. Two-unit homes are capped at $929,850, three-unit properties have a ceiling of $1,123,900, and for residences with four units, the limit is set at $1,396,800.
By using our FHA calculator, you can see today’s most competitive FHA rates and calculate what downpayment, income level, credit standing, reserves, and necessary documents are needed for qualification. This tool ensures you have all the essential information at your fingertips for making informed decisions about your financing options.
Review and compare loan offers from a selection of 100 different lenders
The Lendersa® calculator is a valuable resource for comparing FHA rates and terms against the full spectrum of loan programs available. You have the opportunity to explore options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, weighing them against FHA offerings to find the best possible match for your financial needs and goals.
Lendersa® efficiently pulls together comprehensive loan program data from thousands of lenders, providing rapid and accurate comparisons tailored to align with your unique financial profile and specific requirements, delivering results in seconds.
The Loan Limits Comparison Table for 2026 in Duncanville county of Dallas, TX, offers a detailed analysis comparing FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans by their maximum amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to investigate qualification criteria, such as income standards, reserve amounts, and credit requirements, ensuring your preparedness in applying for these financial products.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $531,300 | $680,150 | $822,150 | $1,021,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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